Gold Coast Bank is an Equal Opportunity Employer


Gold Coast Bank is committed to providing equal opportunity employment opportunities to candidates and employees without regard to race, religion, creed, age, sex, height, weight, marital status, disability unrelated to an individual’s ability to perform adequately, national origin citizenship, ancestry, or any other characteristic protected by law.

Benefits


  • Major Medical
  • Dental
  • Vision
  • 401K
  • Vacation Time
  • Personal Time
  • Sick Time
  • FSA
  • AFLAC
  • Basic Life Insurance and AD&D
  • Supplemental Life Insurance and AD&D

Position Openings:

Experienced Relationship Manager - Islandia
Reports to:                  Chief Credit Officer/Chief Lending Officer

Summary: To review and process commercial loan applications, approve or decline loans within established limits and close the transactions. Develop and close new banking relationships.

Duties and Responsibilities include, but are not limited to, the following. Other duties may be assigned.

  1. Develop new business for the bank by networking and developing a portfolio of COI (Centers of Influence).
  2. Broaden existing customer relationships by cross-selling both business and consumer products and service.
  3. Responsible for analyzing the credit worthiness of the Bank’s commercial relationships.
  4. Performs detailed analysis of the client’s financial statements (income statement, balance sheet, and statement of cash flows).
  5. Analysis also includes consideration of the client’s industry, competition, suppliers and current market conditions; knowledge of the local market is required.
  6. Obtain all credit reports, appraisals and other information.
  7. Approves loans within established limits or refers loan to loan committee for approval.
  8. Verifies loan agreements are complete and accurate according to policy.
  9. Verifies accuracy and required legal documentation for each loan to secure Deeds of Trust.
  10. Reviews all executed legal documents for actual closing of each loan.
  11. Coordinates the appropriate approvals, signatures and documentation requests.
  12. Familiar with a variety of concepts, practices, and procedures required for this position. Relies on experience and judgement to plan and accomplish goals.
  13. Performs a variety of tasks. A wide degree of creativity and latitude is expected.
  14. Employee will complete the required classes assigned to them by the Compliance Department in order to be in compliance.
  15. Perform short concise annual review of each borrowing relationship assigned.
  16. Work with CLO/CCO to develop reports and policies in line with general banking requirements.
  17. Assist CLO/CCO with certain Administrative Tasks and credit quality issues.
Branch Manager - Farmingdale
Job Title:            Branch Manager

Reports to:                        Regional Branch Manager

Summary: Leads the sales activities of all personnel within the branch and responsible for developing new deposit, loan, and merchant business for a specific target market.

Duties and Responsibilities: include, but are not limited to the following. Other duties may be assigned:
  1. Responsible for adherence to Bank policies and procedures with regard to new deposit and loan customers. Ensure that staff is in compliance.
  2. Responsible for new business development by networking and managing a portfolio of COI (Centers of Influence).
  3. Responsible for attaining established individual, branch, and Bank goals through active participation in sales management and officer calling programs.
  4. Ensure profitability of branch by increasing fee income and controlling expenses.
  5. Assist in budgeting & forecasting in accordance with the Bank’s goals & objectives
  6. Oversee staff and clients within the branch by delivering financial service products to current and potential clients while meeting established plans and ensuring regulatory compliance.
  7. Oversee and participate in expansion and management of consumer and business account relationships.
  8. Identify customers with additional profit potential and develop action plans to expand those relationships.
  9. Provide management direction to foster effective selection, development and reward of subordinates.
  10. Employee will complete the required classes assigned to them by the Compliance Department in order to be in compliance.


Qualifications:
  1. Must have a minimum of five to ten years of proven and progressive sales record, including outside business development. Previous banking experience is required.
  2. Must have a Bachelor’s Degree or equivalent experience.
  3. Must have strong background in sales, and sales planning.
  4. Must have a strong background in management, and customer service skills.
  5. Must have excellent interpersonal and coaching skills. Ability to motivate your team.
  6. Must have a strong commercial banking background
  7. Must have strong operations knowledge including compliance issues and bank policies and regulations.
  8. Must have a thorough understanding of the customer service concept and its importance in developing and expanding account relationships.
Commercial Lending Underwriter - Islandia
Job Title:            Commercial Lending Underwriter

Reports to:                  Head of Credit Department

Summary: To review and process commercial loan applications and present loans to Senior Management or the Board of Directors when necessary.

Duties and Responsibilities include, but are not limited to, the following. Other duties may be assigned.
  1. Responsible for analyzing the credit worthiness of the Bank’s commercial relationships and Prospects.
  2. Verifies accuracy of all incoming loan information for each file.
  3. Performs detailed analysis of the client’s financial statements, during which income statement, balance sheet and statement of cash flows are examined.
  4. Analysis also includes consideration of the client’s industry, competition, suppliers and current market conditions; knowledge of the local market is required.
  5. Assures all credit reports, appraisals and other information for loan approval is obtained in file.
  6. Refers loan to loan committee for approval.
  7. Verifies loan agreements are complete and accurate according to policy.
  8. Verifies accuracy and required legal documentation for each loan.
  9. Coordinates the appropriate approvals, signatures and documentation requests.
  10. Familiar with a variety of concepts, practices, and procedures required for this position. Relies on experience and judgment to plan and accomplish goals.
  11. Employee will complete the required classes assigned to them by the Compliance Department in order to be in compliance.


Qualifications:
  1. Must have a Bachelor's degree in Accounting, Finance or Economics with at least three years analytical experience, or Bachelor's degree with at least three years credit analysis experience.
  2. Must have an excellent proficiency in Microsoft Word and Excel.
  3. Must have excellent verbal and written communication skills.
  4. Must have formal bank credit training.
  5. Must possess excellent analytical skills, and time management skills.
  6. Must have excellent oral communication skills and written communication skills.
  7. Must have an excellent literacy for the computer, and an excellent aptitude for math.
Branch Manager - Brooklyn
Job Title:            Branch Manager

Reports to:                        Regional Branch Manager

Summary: Leads the sales activities of all personnel within the branch and responsible for developing new deposit, loan, and merchant business for a specific target market.

Duties and Responsibilities: include, but are not limited to the following. Other duties may be assigned:
  1. Responsible for adherence to Bank policies and procedures with regard to new deposit and loan customers. Ensure that staff is in compliance.
  2. Responsible for new business development by networking and managing a portfolio of COI (Centers of Influence).
  3. Responsible for attaining established individual, branch, and Bank goals through active participation in sales management and officer calling programs.
  4. Ensure profitability of branch by increasing fee income and controlling expenses.
  5. Assist in budgeting & forecasting in accordance with the Bank’s goals & objectives
  6. Oversee staff and clients within the branch by delivering financial service products to current and potential clients while meeting established plans and ensuring regulatory compliance.
  7. Oversee and participate in expansion and management of consumer and business account relationships.
  8. Identify customers with additional profit potential and develop action plans to expand those relationships.
  9. Provide management direction to foster effective selection, development and reward of subordinates.
  10. Employee will complete the required classes assigned to them by the Compliance Department in order to be in compliance.


Qualifications:
  1. Must have a minimum of five to ten years of proven and progressive sales record, including outside business development. Previous banking experience is required.
  2. Must have a Bachelor’s Degree or equivalent experience.
  3. Must have strong background in sales, and sales planning.
  4. Must have a strong background in management, and customer service skills.
  5. Must have excellent interpersonal and coaching skills. Ability to motivate your team.
  6. Must have a strong commercial banking background
  7. Must have strong operations knowledge including compliance issues and bank policies and regulations.
  8. Must have a thorough understanding of the customer service concept and its importance in developing and expanding account relationships.

Fill Out The Form Below To Apply: