Gold Coast Bank is an Equal Opportunity Employer


Gold Coast Bank is committed to providing equal opportunity employment opportunities to candidates and employees without regard to race, religion, creed, age, sex, height, weight, marital status, disability unrelated to an individual’s ability to perform adequately, national origin citizenship, ancestry, or any other characteristic protected by law.

Benefits


  • Major Medical
  • Dental
  • Vision
  • 401K
  • Vacation Time
  • Personal Time
  • Sick Time
  • FSA
  • AFLAC
  • Basic Life Insurance and AD&D
  • Supplemental Life Insurance and AD&D

Position Openings:

Assistant Branch Manager - Fort Greene, Brooklyn
Job Title:   Assistant Branch Manager

Reports to:  Branch Manager

Summary:  Responsible for ensuring that daily branch operational policies and procedures are being followed. Oversees teller staff to ensure smooth branch operations.

Duties and Responsibilities: include, but are not limited to the following. Other duties may be assigned:
  1. Schedules all teller personnel to ensure adequate coverage.
  2. Opens DDA, Savings, IRA and Certificates of Deposit. Processes debit card requests for clients.
  3. Files client signature cards and updates, as well as following up on closed accounts.
  4. Oversees all daily operating procedures.
  5. Reviews Balance Fluctuation Report Daily and reports any large account variances greater than $50k to Branch Manager immediately.
  6. Understands procedures to be followed in case of robbery or other emergency.
  7. Performs regular monthly audits of various branch assets, including, but not limited to: cash, GLs, new account kits and negotiable instruments.
  8. Responsible for reporting any significant differences to the Branch Manager.
  9. Promotes and sells the Bank’s products and services to all customers and prospects.
  10. Trains new teller personnel in processing and balancing procedures.
  11. Ensures exceptional customer service.
  12. Performs other duties as assigned.
  13. Employee will complete the required classes assigned to them by the Compliance Department in order to be in compliance.
Qualifications:
  1. Must have a High School Diploma or GED or equivalent past work experience.
  2. Prior teller and or banking experience is preferred.
  3. Must have excellent oral communication skills, excellent written communication skills and excellent organizational skills.
  4. Must have a math aptitude and excellent reading skills.
  5. Must have excellent professionalism and excellent customer service skills.
  6. Must have excellent time management skills along with diplomacy.
  7. Must have excellent customer relation skills.
  8. Must have excellent computer literacy and excellent keyboard skills.
Customer Service Representative/Teller - Fort Greene, Brooklyn
Job Title:              Customer Service Representative/Teller

Reports to:           Assistant Branch Manager

Summary: Serves customers by providing product and service information; resolving product and service problems.

Duties and Responsibilities include, but are not limited to, the following.  Other duties may be assigned.
  1. Opens DDA, Savings, IRA and Certificates of Deposit. Processes debit card requests for clients.
  2. Files client signature cards and updates, as well as following up on closed accounts.
  3. Performs regular monthly audits of branch cash, GLs, new account kits and negotiable instruments. Responsible for reporting any significant differences to the Assistant Branch Manager.
  4. Promotes and sells the banks and products and services to all customers.
  5. Trains new teller personnel in processing and balancing procedures.
  6. Ensures exceptional customer service.
  7. Performs other duties as assigned.
  8. Receives and processes deposits, withdrawals, checks, payments and other transactions in an accurate manner according to policies and procedures.
  9. Issues bank checks, other drafts and prepares payroll for certain clients.
  10. Oversees all daily operating procedures.
  11. Performs daily balancing procedures of cash drawer, ATM and branch cash and reports differences.
  12. Understands and follows procedures in case of robbery or other emergency.
  13. Performs back counter item scanning and reconciliation of work.
  14. Handles and maintains branch cash limits by ordering/shipping currency as needed.
  15. Employee will complete the required classes assigned to them by the Compliance Department in order to be in compliance.
Skills and Education:
  1. Must have a High School Diploma or GED or equivalent past work experience.
  2. Prior teller and or banking experience is preferred.
  3. Must have excellent oral communication skills, excellent written communication skills and excellent organizational skills.
  4. Must have a math aptitude and excellent reading skills.
  5. Must have excellent professionalism and excellent customer service skills.
  6. Must have excellent time management skills along with diplomacy.
  7. Must have excellent customer relation skills.
  8. Must have excellent computer literacy and excellent keyboard skills.
Teller - Fort Greene, Brooklyn
Job Title:              Teller

Reports to:           Assistant Branch Manager

Summary: To receive and process deposits, checks, payments and other transactions as well as issue negotiable instruments and other drafts by performing the duties as described below.

Duties and Responsibilities include, but are not limited to, the following. Other duties may be assigned.
  1. Receives and processes deposits, withdrawals, checks, payments and other transactions in an accurate manner according to policies and procedures.
  2. Issues bank checks, other drafts and prepares payroll for certain clients.
  3. Promotes and sells the bank’s products and services to all customers and prospects.
  4. Oversees all daily operating procedures.
  5. Performs daily balancing procedures of cash drawer, ATM and branch cash and reports differences.
  6. Understands and follows procedures in case of robbery or other emergency.
  7. Performs back counter item scanning and reconciliation of work.
  8. Handles and maintains branch cash limits by ordering/shipping currency as needed.
  9. Provides exceptional customer service.
  10. Employee will complete the required classes assigned to them by the Compliance Department in order to be in compliance.
Qualifications:
  1. High School Diploma or Equivalent
  2. Prior teller or banking experience preferred.
  3. Excellent oral communication skills, excellent written communication skills, and reading skills required.
  4. Must have an excellent aptitude in math.
  5. Must exhibit excellent professionalism and excellent customer relations.
  6. Must have excellent organization skills, customer skills and time management skills.
  7. Must have an excellent aptitude for the computer and exhibit excellent keyboard skills.
Residential Mortgage Loan Originator - Islandia
Job Title:               Residential Mortgage Loan Originator

Reports to:             Loan Administration Manager

Summary: Responsible for soliciting new residential mortgage business and sell Gold Coast Bank products, as well as those products made available by the Bank’s Third Party Lenders, to meet established loan quality and production goals. This individual should have the drive and motivation necessary to play a major role in the further development of Gold Coast Bank’s Residential Lending Program.

In this on-going sales role, the Mortgage Loan Officer continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Loan Officer’s network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Officer’s regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations.

The MLO responds to customer inquiries and referrals that are generated from both their own contacts and from other Gold Coast Bank channels. The MLO conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing guidelines, and gather additional information. The MLO must maintain knowledge of all available loan programs, policies, procedures and regulatory requirements.

Duties and Responsibilities include, but are not limited to, the following. Other duties may be assigned.
  1. Develops and maintains a quality network of business relationships that serve as a recurring source of referrals for direct new mortgage lending opportunities.
  2. Handles all residential mortgage and home equity inquiries and the gathering of more customer information on all pending loans, maintaining communication with the customer throughout the entire process.
  3. Follows all Bank and Industry policies, procedures and regulatory guidelines during the entire mortgage process from solicitation through closing.
  4. Uses the Encompass Mortgage Origination System to originate Residential Mortgage applications as needed to insure that all Financial and Regulatory requirements are met.
  5. Employee will complete all online Courses assigned to them by the end of each calendar year in accordance to Bank Compliance.
 Qualifications:
  1. Must have a High school diploma or equivalent.
  2. Must have prior related loan origination experience with proven success developing outside business referral sources to achieve loan production goals.
  3. Must have excellent oral communication skills, written communication skills, and excellent organization skills.
  4. Must have strong analytical skills with experience performing complex financial data analysis (tax returns, credit reports, etc...)
  5. Must have excellent professionalism and time management skills.
  6. Must have excellent customer service skills and customer relations.
  7. Must meet requirements under the S.A.F.E. Act.

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