Account Options
Gold Coast Small Business Checking
Looking to keep just a small balance with a low monthly fee? If so, this option is perfect for you!
- Stop Checks Online
- View Checks Online
- ATM/VISA Debit Card
- $20 monthly fee for up to 200 items processed, fee waived with maintaining a $1,000 balance.
- $.25 assessed per item over 200
Gold Coast Advantage Business Checking
- Stop Checks Online
- View Checks Online
- ATM/VISA Debit Card
- $25 monthly fee for up to 300 items processed, fee waived with maintaining a $5,000 balance.
- $.25 assessed per item over 300
Gold Coast Business Interest Checking
- Stop Checks Online
- View Checks Online
- ATM/VISA Debit Card
- $25 monthly fee, fee waived with maintaining a $2,500 balance.
- Earns Interest
Business Analysis Checking
This account is ideal for higher activity accounts, with advanced banking needs, exceeding 300 transactions per month and maintaining larger average checking balances. There are no balance requirements and no restrictions on items processed. The standard monthly maintenance fee of $5 per account along with activity fees will be reduced by the Earnings Credit received on your account. The Earnings Credit is based on the average monthly collected balance less a reserve factor of 10% and the Earnings Credit Rate. (The Earnings Credit Rate is a variable rate determined by the bank.)
Gold Coast Business Money Market Accounts
High-Yield Money Market Accounts
1.50% APY*
Don’t Just Save Money, Make Some!
New Yorkers need savings to reach their objectives. Higher returns mean reaching them faster but should not mean sacrificing personal attention. At Gold Coast Bank, you can meet one-on-one with our knowledgeable business professionals to find the right option for both you and your business. We provide more than just great rates, we give you the personalized service you deserve.
- Interest-bearing Account
- Variable interest rate is compounded and paid at the end of each statement cycle
- Check Writing Privileges
- Account subject to certain transaction limitations
- ATM/Debit Cards
- Access your funds 24/7
- If the balance falls below $5,000 a fee of $25 per month will be assessed
*The Annual Percentage Yield (APY) is effective as of July 9, 2018. As of September 2, 2018 to obtain the stated APY requires a minimum initial deposit of $10,000 to a new or existing personal or business money market account, with funds currently not on deposit with Gold Coast Bank. The APY may change at any time without notice. Minimum Daily Balance to obtain the stated APY after the initial deposit requirement and to avoid a monthly service charge is $5,000 for business money market accounts. Transaction limitations apply and other fees may apply. Fees may reduce the earning on the account. Call a Gold Coast Bank representative for complete details.
Free Account Services Include:
All Business Accounts include Free Online Banking, Bill Pay, Telephone Banking, eStatements and Starter Kits.
To Open an Account
Visit a local Gold Coast Bank branch and speak with a Representative for additional details and assistance with opening your account.
|
