Checking

Account Options

Free Account Services Include: All Personal Accounts include Free Online Banking, Bill Pay, Telephone Banking, eStatements and Starter Kits.

Gold Coast Personal Checking Account

• Unlimited check writing
• Debit Card
• Overdraft protection available – must complete application for approval
• $20 monthly service (waived with a $100 balance)

Gold Coast Basic Checking Account

• Eight checks per month free
• $2 charge for each additional check
• Debit Card
• No minimum balance requirement
• $3 monthly service charge

Gold Coast NOW Account

• Interest-bearing account
• Unlimited Check Writing
• Debit Card
• $1,000 minimum balance requirement
• $25 monthly fee (waived with a $1,000 balance)

Gold Coast Money Market Accounts

High-Yield Money Market Accounts

Don’t Just Save Money, Make Some!

New Yorkers need savings to reach their objectives. Higher returns mean reaching them faster but should not mean sacrificing personal attention. At Gold Coast Bank, you can meet one-on-one with our knowledgeable business professionals to find the right option for both you and your business. We provide more than just great rates, we give you the personalized service you deserve.

• Interest-bearing account
• Account subject to certain transaction limitations
• $2,500 minimum balance requirement
• $25 monthly fee (waived with a $2,500 balance)

*The Annual Percentage Yield (APY) is effective as of July 9, 2018. As of September 2, 2018 to obtain the stated APY requires a minimum initial deposit of $10,000 to a new or existing personal or business money market account, with funds currently not on deposit with Gold Coast Bank.  The APY may change at any time without notice. Minimum Daily Balance to obtain the stated APY after the initial deposit requirement and to avoid a monthly service charge is $2,500 for personal money market accounts. Transaction limitations apply and other fees may apply.  Fees may reduce the earning on the account.  Call a Gold Coast Bank representative for complete details.

Debit Cards

For added convenience and accessibility opt for our globally accepted VISA Debit Card. Access to your cash with no fee at over 10,000 locations within the Go-Everywhere^™ With Allpoint^® Network.

All Point ATM Locator

Visit a local Gold Coast Bank branch and speak with a Representative for additional details and assistance.

Overdraft Protection

Even when exercising care with your finances, oversights sometimes happen! Protect yourself from the inconvenience of an overdrawn account, declined transactions and insufficient funds fees by taking advantage of Gold Coast Bank’s Overdraft Protection Services.

• Hassle-free overdraft protection
• Line of credit accessibility
• Unsecured
• Subject to credit approval