SBA loan programs lend to small businesses unable to secure financing on reasonable terms through normal lending channels. The loan programs are operated through private-sector lenders that provide loans which are, in turn, guaranteed by the SBA. Gold Coast Bank will help you assess if this is the right solution for your business.

SBA – 7(a) Loan Program
  • Term Loans
  • Lines of Credit
  • Variable Rates
  • Long Term Payment Options
  • Uses: Working capital, machinery & equipment, leasehold improvements, furniture & fixtures, land & building, and start-up companies
SBA-504 Mortgage Program
  • 90% Financing
  • Long term repayment
  • Fixed Rates
  • Uses: machinery & equipment, expansion or modernization, business purchase, renovations, new construction